Title Insurance helps parties in real estate transactions to determine their rights and interests and ensure the land transfer is expeditious and secure.  Protecting parties involved in real estate transactions is the reason the product of title insurance was developed.  Matters affecting ownership and other real estate interests are entered in public records.  Before a transaction is completed, a title search of the public records would be made in an effort to locate potential problems so that they can be rectified and the sale can proceed.  This gives purchasers and sellers peace of mind.

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A title search includes examining the records in the offices of recorders or registers of deeds, clerk of courts and other municipal and county offices.  These records cover all of the recorded documents, judgements, liens, taxes, easements of record, sewer assessments, and special taxes and levies.